Flexible Loan Tenure
Customizable EMI Options
Prepayment Flexibility
Attractive Interest Rates
Quick Approval Process
High LTV options
New and Used Car Loans
To apply for a car loan, you need to be at least 21 years old, have a stable source of income, and provide valid identity and address proofs. Additional criteria may vary based on your employment type and credit score.
The documents typically required include identity proof, address proof, income proof (such as salary slips or bank statements), and ITR.
The maximum loan amount depends on the value of the car, your income, and your credit profile. We offer up to 90-95% financing for new cars and up to 80% for used cars.
Repayment tenure usually ranges from 12 months to 60 months, depending on the repayment capacity of the customers.
Foreclosure charges are applicable and depend on the loan repaid period.
Yes, we provide financing options for both new and used cars, with flexible terms and competitive interest rates tailored to your needs.
Commercial Vehicle Loans
Business owners, fleet operators, self-employed individuals, and first-time buyers with a stable income source are eligible to apply. Specific eligibility criteria may vary based on your credit profile and business needs.
The loan covers a wide range of vehicles, including trucks, buses, tankers, tippers, and other light or heavy commercial vehicles required for business use.
For Most cases we offer up to 80-100% of the vehicle's on-road price as the loan amount, depending on your eligibility.
Repayment tenures typically range from 12 months to 60 months, allowing you to choose a term that suits your financial planning.
Yes, businesses need to provide documents such as business registration proof, income tax returns, financial statements, and vehicle-related documents.
Yes, many lenders offer refinancing options for your existing commercial vehicle loan to reduce your interest burden or adjust the repayment tenure.
Construction Vehicle Loans
We offer loans for a wide range of construction equipment, including excavators, backhoes, loaders, cranes, and other heavy machinery used in construction and infrastructure projects.
Contractors, builders, infrastructure developers, self-employed individuals, and companies engaged in construction activities are eligible to apply.
The loan amount depends on the cost of the vehicle and your eligibility. Most lenders finance up to 85-100% of the equipment’s value.
Repayment tenures usually range from 12 months to 60 months, depending on the loan amount and the lender’s policies.
The vehicle itself usually serves as collateral for the loan. In some cases, additional security may be required based on the loan amount and borrower profile.
Yes, many lenders offer tailored schemes for first-time buyers, including flexible repayment options, competitive interest rates, and simplified documentation.
Loan Against Property
A loan against property (LAP) is a secured loan where you pledge your residential, commercial, or industrial property as collateral to access funds. The loan amount is determined based on the property’s market value and your repayment capacity.
Both self-occupied residential, commercial, or industrial properties are eligible. The property must have a clear title and meet the lender’s valuation criteria.
You can typically get up to 60-75% of the market value of your property, depending on your income, credit profile, and the lender’s policies.
The repayment tenure usually ranges from 1 to 5 years, giving you the flexibility to choose a tenure that fits your financial planning.
Yes, the funds can be used for a variety of purposes, such as business expansion, debt consolidation, higher education, medical expenses, or personal needs.
You need to provide property documents, income proof, identity proof, address proof, and bank statements. Additional documents may be required based on the lender’s requirements.
